Intercity Group Insurance Hotline: 1-888-288-6107
Insurance Services

HOME INSURANCE

The Intercity Group offers a variety of insurance packages to cover your home and personal possessions, whether you reside in an apartment, a condominium or a house.              

Visit your neighbourhood office and talk to one of our insurance experts today.

Condominiums
As the strata corporation is responsible for placing proper insurance on the building itself, the policy limit on the Condominium package must enable you to replace all of your personal belongings in the event of a total loss. Also, special aspects of owning a condominium require that you ensure proper coverage for condo-related coverages:

  • Unit Improvement and Betterments
  • Contingent Loss Assessment (common areas)
  • Unit Loss Assessment (your unit)
  • Liability Loss Assessment
  • to cover the Strata deductible

We can also provide coverage for the strata-titled building, whether it is a duplex or a huge complex.

Tenant
As a renter, your landlord's insurance for the building does not protect YOU against loss of or damage to YOUR contents by accidental fire, theft or other perils. A Tenant policy can provide the knowledge that you will have the means to replace valuables or perhaps to start anew of a catastrophe should occur.

Homeowners
Often a person's most expensive purchase is the home in which they live, so proper limits to rebuild your home in the event of a total loss, is vital. We can calculate the current rebuilding cost of your home using an industry accepted method based on costs obtained from contractors and appraisers. (Due to soaring construction costs, please ensure that the evaluation on your home has been done recently.)

All of our Homeowners packages automatically include an amount for Detached Outbuildings, your Personal Property, Additional Living Expenses and Personal Liability.

Automatic coverages

  • "Guaranteed Replacement Cost" for the building, as long as your home qualifies
  • full Replacement Cost (new for old) on your Personal Property so your limit must reflect the value to replace all of your Contents in the event of a total loss; Residence Inventory Forms are available at any of our offices
  • Personal Liability for bodily injury or property damage to a third party, at home and away; for example, if, as a tenant, you caused a fire at your rented premies and were to be found negligent, the building owner's insurance could sue you personally for damages

Options include:

  • Home Based Business Endorsement  
  • Earthquake
  • Sewer Backup
  • Identity Theft
  • Umbrella Liability
  • Jewellery, Furs and other valuables
  • Prized collections

We also insure:

  • Seasonal Properties
  • Rental Properties
  • Mobile Homes
  • Personal Watercraft

PLEASE CALL ONE OF OUR OFFICES

FOR A COMPLETE REVIEW OF YOUR RESIDENTIAL INSURANCE NEEDS.

 
         Email Us    Thank you for visiting our site and we look forward to speaking with you soon at 1-888-288-6107.