Intercity Group Insurance Hotline: 1-888-288-6107
Insurance Services

BUSINESS OR COMMERCIAL INSURANCE

At the Intercity Group we strongly believe in providing personalized service. With our many years of expertise and broad range of insurance solutions we make sure you will get the coverage you need for the best possible price.

Visit one of our insurance experts to get a insurance solution that fits your needs.

Photo "Global Goal"  c Sebastianknight  @ www.dreamstime.com

Commercial Insurance is much more complicated than residential coverage because, for the most part, the insurance hasn't been "packaged". Some types of coverage, such as for retail outlets, strict office environments and small sub-trades have been allowed to be put onto packages, meaning, a group of coverages that are broad in scope and include a certain amount for most risks faced by this type of enterprise. Most businesses fall outside of this "package environment", however, the insurance industry is in the process of developing more package policies, as they are much easier to rate and underwrite, as well as providing broader benefits to the policyholder.


This means that the majority of commercial insurance policies have to be "tailored" to meet the specific needs of the client. And there are so many different types of businesses located in many areas and in various types of structures, that this can be time consuming and costly. Hence the Minimum Policy Premium has risen drastically in the last few years due to this and coupled with the fact that automation of commercial insurance is relatively in its infancy stages. Due to the economy, automation and globalization, many entrepreneurs are now running successful businesses from their home premises, and insurance carriers have responded to this, and attempted to deal with the preclusive Minimum Policy Premium issue, by developing Home Based Business coverages.


Coverages Include:

  • Small & Midsize business packages
  • Large Commercial Custom Accounts
  • USA and Worldwide Coverage
  • Apartment Buildings
  • Course of Constructions
  • Bonding
  • Errors and Omissions/Professional Liability
  • Medical Malpractice
  • Event Liability
  • Directors & Officers


         Email Us    Thank you for visiting our site and we look forward to speaking with you soon at 1-888-288-6107.