Travel Trailer Insurance

This provides coverage for the trailer, built-in accessories and attached equipment.

Image of Travel trailer fully insured with trailer insurance in BC parked in BC campground.

Travel Trailer Insurance

One of the most enjoyable ways of vacationing is taking to the open road with your travel trailer or truck camper unit. Starting out on an adventure while listening to some of your favorite songs is the ideal way to decompress and start a holiday.

As travel trailers come in many shapes and sizes, so does travel trailer insurance, and particularly in BC, home of some of the best RC & Travel Trailer destinations.

Travel Trailer Insurance is offered through ICBC and other private insurance companies. When you buy a Vehicle Travel Protection package from ICBC for your car, the camper or trailer you are towing will be protected. Please ensure that you double check the limits of protection under this type of policy.

For those who want a more comprehensive option, we have partnered with Canada’s largest insurers to offer unique and affordable solutions for customers looking to protect their Travel Trailers.

Most providers offer insurance for Travel Trailers for personal use which is not being rented out, which are up to $75,000 in value and up to 35 feet long.

This would be perfect for anyone who owns a Tent Trailers, Truck Campers, Hybrid Trailers or Cabin Trailers.

Auto Insurance Renewal

Many drivers in British Columbia are now eligible to renew their car insurance online, provided they meet the ICBC Online renewal criteria. Those individuals with a renewal date of May 1st or later can start this online renewal process 45 days prior to their existing policy expiring.This process is entirely new in BC, as it marks the first time that ICBC policy holders can renew their car insurance online at their own convenience. However, rest assured that as your broker, we are still here to assist you every step of the way. We’ll be reviewing your renewals and answering your questions when you need us to. We’ll make sure your coverage matches your insurance needs.

How Do I Get Auto Insurance in BC?

We have 80 office locations throughout BC that offer ICBC insurance. With most open 6 or 7 days a week, that means there’s always a location nearby to assist you. We also have a number of offices that offer delivery services, so you don’t even have to leave your home to get your car insured.

Image of family enjoying picnic in front of their travel trailer.

Travel Trailer Insurance Coverage Typically Includes

The trailer, built-in accessories and attached equipment
Personal belongings in the trailer
Trailer hitch, stabilizer or sway bar used to attach the unit to the towing vehicle
Guaranteed Replacement Cost for trailers up to two years old
Lock Replacement
Fire Department Charges
Reward Coverage for anyone who provides information about a fraudulent claim
Emergency Vacation Expense for nonrefundable vacation fees and towing the trailer back to your customer’s home if it can’t be fixed where they’re vacationing.

Customer Testimonials

At InsureBC, we value the relationships we build with our clients. Don't just take our word for it – see what they have to say about their experiences working with our team of expert insurance brokers.

Frequently asked Questions

How much does Travel Trailer Insurance Cost in BC?

Most Travel Trailer products are very competitively priced. Each company offers different coverages and coverage limits. Contact one of our offices to find the best product for your needs.

What types of coverage are available for travel trailers?

Depending on the provider, you can typically get liability insurance coverage, collision and comprehensive coverage, damage due to theft protection, and emergency roadside assistance.

Will I be covered if something happens while parked at home?

Yes provided you purchased comprehensive coverage; this type of policy should cover losses or damages sustained by your trailer regardless of its location including at home or being stored off-site during non-use periods such as winterizing season.

Does my policy cover personal items inside the trailer?

It depends on the provider but many will offer additional property replacement provisions which can include reimbursement costs incurred for personal items stored inside a travel trailer. Such coverage may extend to things like furniture, appliances, electronics and other belongings that are lost or damaged due to an eligible risk situation. It is important to check with your insurer to determine the level of coverage available.

Looking to File a Claim?

Our dedicated claims department is committed to making the claims process as smooth and stress-free as possible. Whether you need to file a claim for your home, vehicle, or business, we have the expertise to guide you through the process.