Disclaimer

1. General Information

Welcome to the website operated by InsureBC (“InsureBC,” “we,” “us,” or “our”). This website (the “InsureBC Website” or the “Website”) provides general information about our products and services and is intended primarily for informational and educational purposes. By accessing or using the Website, you agree to this Disclaimer in its entirety. If you do not agree, please discontinue use of the Website.

2. External Links

The Website may include links to third-party websites and resources (collectively, “Linked Sites”). These links are provided solely for your convenience. We have no control over the accessibility, accuracy, or relevance of any Linked Sites, nor do we endorse or assume any responsibility for their content, products, or services. Access or use of any Linked Site is at your own risk, and InsureBC (including its subsidiaries and affiliates) disclaims any liability for any damages resulting therefrom.

3. Informational Nature of Website Content

1. No Substitute for Professional Advice
   The content on this Website (including any subsidiary or affiliate websites) is provided on an “as-is” basis and is not intended to replace professional advice from a licensed insurance broker, financial advisor, or other relevant professional.
2. Execution Basis Only
   Purchasing a policy through shop.insurebc.ca or via Insureityourself Insurance Services Ltd. (“Insureityourself”) is done on an execution basis. If you are unsure about the type or extent of insurance coverage you require, please consult directly with a licensed insurance broker before making an online purchase.
3. Policy Terms Prevail
   In the event of any discrepancy between the information on this Website and the terms of your insurance contract, the insurance contract terms shall prevail.

4. Accuracy and Reliance

We strive to keep the information on our Website accurate and up to date. However, we do not guarantee the completeness, timeliness, or reliability of any content. Any reliance you place on the information provided is at your own risk. Under no circumstance shall InsureBC or its subsidiaries and affiliates be liable for any direct, indirect, incidental, special, or consequential damage (including loss of profits) arising from your use of or reliance on this Website.

5. Intellectual Property and Use of Materials

All content on the Website, including text, graphics, trademarks, service marks, and logos, is the property of InsureBC, its subsidiaries, affiliates, or licensors, and is protected by applicable intellectual property laws. No material from the Website may be retransmitted, reproduced, or republished without our prior written consent. The appearance of names, trademarks, or service marks does not imply sponsorship or affiliation with any third party without our express permission.

6. How We Get Compensated by Insurance Providers

All insurance products offered by InsureBC (including those provided through Insureityourself) are underwritten by various licensed Canadian insurance carriers. InsureBC and/or Insureityourself may receive commission and/or a policy fee for the insurance policies sold and renewed on behalf of these carriers. Commissions and policy fees can range from approximately 10% to 40%, depending on our agreements with insurance providers and the specific type of insurance policy sold.

7. Website Availability

While we endeavor to ensure the Website is available at all times, we are not liable for any unavailability or interruption due to maintenance, technical issues, or other factors beyond our control. InsureBC, its subsidiaries, and affiliates assume no responsibility for any loss or damage resulting from such temporary unavailability.

8. Contact Us

If you have questions about this Disclaimer or any aspect of our Website, you may contact us at:
Email: contact@insurebc.ca
Phone: +1-604-731-6541
Mailing Address: 1847 W Broadway #104Vancouver, BC V6J 1Y6

Last Updated: Jan 18th, 2025

By using the InsureBC Website or related affiliate and subsidiary websites, you acknowledge that you have read, understood, and agree to be bound by the provisions set forth in this Disclaimer.

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