InsureBC's Expert Corner

Tap into the expertise of BC's leading insurance brokers, as our professionals at InsureBC share their in-depth understanding of insurance policies, coverages, and best practices, tailored for individuals and businesses.

Residential Insurance

Furnished living room protected by homeowners insurance
Residential

What Does Homeowners Insurance Cover?

If you are purchasing a home with the help of a mortgage, you will most likely be required to purchase homeowners insurance as well. Even if your home is mortgage-free, comprehensive home insurance will still help protect your home from a long list of potential issues.

A person hands over a model house to another person, symbolizing the security and protection provided by homeowners insurance
Residential

What are the Advantages of Home Insurance?

Homeowners insurance is essential for protecting your biggest investment. This article explores the advantages of having homeowners insurance, including coverage for natural disasters, theft, and unexpected damages. Learn how the right policy can provide financial security and peace of mind.

Condo insurance in 2023 - Apartment building with coverage
Residential

The Ultimate Guide to Condo Insurance in BC - 2023

As a condo owner, you’ll need a condo insurance policy to protect the interior of your condominium unit and your personal belongings inside. Condo insurance also includes personal liability coverage, which covers you in the event you’re found legally responsible for property damage or bodily injury, like if a guest injures themselves in your home for example.

Image showing the devastating effects of water damage in a condo.
Residential

What you need to know about condo flood insurance

Floods are one of the most common types of natural disasters in BC, and they can cause a lot of damage. If you live in a condo, it’s important to have condo flood insurance to protect yourself from potential losses, especially if you’re located in a high-risk area for floods. Read on to learn more about what condo flood insurance covers and why you should consider getting it for your condo.

Business Insurance

Professional Liability Insurance

Common Mistakes to Avoid with Small Business Liability Insurance

Learn how to navigate Small Business Liability Insurance in British Columbia with our expert guide. Avoid common pitfalls, understand policy nuances, and ensure your business is adequately protected against liability risks. Essential reading for savvy business owners!

Professional Liability Insurance

Understanding Professional Liability Insurance: A Comprehensive Guide - 2023

Professional Liability Insurance is a type of insurance coverage designed to serve as a safety net for businesses and individuals against the risk of being legally held accountable for situations like negligence, accidents, injuries, or malpractice. For professionals providing advice or services—such as lawyers, accountants, consultants, and architects—this coverage is especially crucial. In essence, it's protection against potential claims arising from their professional advice or services.

Professional Liability Insurance

Do I need small business general liability insurance?

Learn why small business general liability insurance is so important, including what it covers and how to find the right coverage for your business

Life Insurance

Health Insurance

How much does health insurance cost in Canada?

Learn about the cost of health insurance in Canada, factors influencing pricing, and explore affordable coverage options. Find the right health insurance plan for your needs and budget.

Health Insurance

What happens if I have two health insurance policies?

Curious about having two health insurance policies? Discover the effects of dual coverage, coordination of benefits, and how to optimize your healthcare benefits with multiple policies.