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Yes, drivers can take advantage of several ICBC discounts such as good driving record, safe driver discount and low-risk vehicle discount.

Yes, you can switch between ICBC auto insurance plans at any time. However, you may incur additional charges or fees if you want to make changes to your existing policy. Read more: https://www.icbc.com/insurance/Pages/FAQs.aspx

Yes! If you transfer ownership to any of your immediate family members mid-term, your policy can be transferred to the new owner. The recipient of your vehicle would keep the same policy number, effective and expiry date.

Yes! If you purchase a new vehicle while mid-term in your current policy, we can process a transfer of the policy to your new vehicle. This will generate a new policy, with a new policy number, effective and expiry date. Any unused portion of the premium for your previous policy can be applied to the new insurance premium as transfer credit.

Our unique eligibility guidelines allow for any vehicle that is 5 years old or newer to qualify for New Car Replacement coverage. That means you are not required to have just recently purchased your vehicle to qualify and can purchase a policy any time between your vehicle being brand new, and 5 model years old. There is also no kilometre restriction, just as long as your vehicle has not been driven on average more than 40,000 km a year since it was new.

No, after a total loss you are not required to buy the same vehicle as you had previously. You are more than welcome to choose a different or better vehicle, or even take the cash settlement if you’d like, however we will only pay up to the replacement value of the same make, model, and trim package as the vehicle that you had previously. It will be in the most current model year.

To get started, you can fill in the quote form on our website, or contact your local office to discuss your specific needs. We'll tailor a policy that’s right for you.

A Professional Liability policy is not nearly as expensive as people think. Depending on the type of service your company offers, a policy can start as low as $700 annually. Please contact one of our 90 locations for a free, no-obligation quote for E&O insurance.

Professional liability insurance gives you peace of mind that your business has protection against potential legal costs related to a claim. It also helps protect your assets, employees, and reputation should any allegations be made against you or your organization.

D&O policies typically cover negligence related claims against individual directors and officers related to financial loss caused by mismanagement, errors in judgement etc., libel/slander claims arising out of publications made within the scope of their corporate role; breach fiduciary duty claim which arise when there has been a failure by the insured person(s) to carry out their legal duties; securities litigation claiming that false information was given to the public through a press release or other form of announcement; and wrongful employment practices such as breach of contract, discrimination, sexual harassment etc.

As soon as you become a director or officer in a business, it’s important to consider getting this coverage. In some industries such as finance or health care organizations are required by law to have certain levels of D&O insurance in order to operate.

We offer a range of home-based business insurance policies, including Liability, Property and Business Interruption coverage.

Critical illness insurance typically covers illnesses such as cancer, heart attack, stroke, organ failure, and paralysis. However, coverage may vary depending on the policy. Contact your broker for more information.

Critical illness insurance is a type of coverage designed to provide financial protection when you are diagnosed with a life-threatening condition covered by the plan. This could include illnesses such as a heart attack, cancer, stroke, major organ failure, aortic surgery, or even Alzheimer's disease.

Unlike traditional health insurance, critical illness insurance in Canada offers a lump sum payment upon diagnosis of a covered condition, giving you the flexibility to manage medical care costs and other expenses during this challenging time.

Applying for coverage is straightforward and policies are available for upto age age 75, making it an integral part of your financial safety net. With InsureBC you can feel confident knowing you're financially protected against some of life's most critical health challenges.

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If you stop paying premiums on your permanent life insurance policy, it may lapse and your coverage will end. However, some policies have a grace period during which you can catch up on missed payments. Contact your broker for more details.

The cost of permanent life insurance varies depending on factors such as your age, health, and coverage amount. It's best to speak to a broker for a personalized quote.

The amount of coverage you need depends on your individual circumstances, such as your income, debts, and family situation. It's best to speak to a insurance broker to determine the appropriate coverage amount for your needs.

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Term life insurance provides coverage for a specific period of time, typically 10-30 years. Permanent life insurance, on the other hand, provides coverage for life and also includes a savings component.

If you suspect that you've been a victim of identity theft, act quickly. Contact your bank and credit card companies, place fraud alerts on your credit reports, and file a police report. Contact your broker for more details on what steps to take.

No, InsureBC's Identity Theft Restoration Insurance cannot prevent identity theft from happening. However, it can help protect you financially in the event of an identity theft event.

Yes, you can purchase InsureBC's Identity Theft Restoration Insurance online. Simply visit our website by clicking this link and complete the online application to get a personalized quote.

Identity theft insurance is a type of insurance policy that helps protect you from financial losses resulting from identity theft. It typically covers expenses related to restoring your identity, such as lost wages, legal fees, and credit monitoring services.

When choosing a boat insurance policy in BC, it's important to consider the coverage options, deductibles, and premiums. You should also research the insurer's reputation for customer service and claims handling.

The cost of boat insurance can vary depending on several factors, such as the type and size of your boat, its age and condition, where you operate it, and your driving record. Other factors may also come into play, such as whether you have safety equipment on board, such as life jackets and fire extinguishers.